KernChat or Tidio: which AI assistant for an SME?

Tidio and its Lyro agent compared with KernChat: prices checked on 30/10/2026, billable conversations, and who should choose which.

By the KERN-IT team3 min read

Prices checked at the source on 30 October 2026

In short

Tidio is a self-service chat tool with a low entry price, a free plan and an AI agent, Lyro, sold as an add-on by number of conversations. KernChat is an assistant built with you on your documents, with AI usage included in a fixed subscription.

Contents (6)
  1. The two offers side by side
  2. What KernChat does differently
  3. Example bill for an SME
  4. KernChat's limitations compared with Tidio
  5. Questions to ask before choosing
  6. Our conclusion

Tidio is one of the most accessible chat tools for small online shops: a free plan, a Starter plan under 25 dollars a month and an AI agent, Lyro, as an add-on. For a webshop that wants a chat live the same day, the balance of price and speed is hard to beat.

The two offers side by side

CriterionKernChatTidio
Starting priceSubscription from €100 excl. VAT a month, set-up from €1 500 excl. VATFree plan, Starter at $24.17 a month (billed yearly)
AIIncluded in the subscription, no creditsLyro as an add-on, from $32.50 a month for 50 conversations
Billing unitOne subscription per levelBillable conversations per month, plus a Lyro quota
Set-upDone with you, after a one-hour auditSelf-service

What KernChat does differently

  • AI is not an add-on. The assistant answers from your documents from the first level, with no separate quota to buy
  • Beyond the webshop. Property management, accounting firms, installers: the assistant fits service trades, with their own pages
  • Handover designed for the team. Shared inbox, internal notes, business hours and a target response time with a reminder
  • Monthly follow-up. A report every month and a review of knowledge suggestions with KERN-IT

Example bill for an SME

An online shop on Starter with the Lyro agent would pay, at the prices listed on 30/10/2026: $24.17 (Starter, billed annually, 100 billable conversations) + $32.50 (Lyro, 50 conversations) = $56.67 a month excl. VAT. If conversations exceed those quotas, you need to move to Growth (from $49.17) or increase the Lyro quota. This calculation is an example.

KernChat has a higher starting price, but the AI answers without a separate quota and the assistant comes prepared on your documents.

KernChat's limitations compared with Tidio

  • A higher starting price. Tidio starts free or below $25 a month; KernChat requires set-up and a subscription from €100 excl. VAT
  • No self-service. You cannot build your KernChat assistant on your own in one evening
  • Less focused on online retail alone. Tidio primarily targets e-commerce; KernChat targets service businesses and organizations with a team behind the assistant

Questions to ask before choosing

  • How many conversations do you receive each month, and how many should the AI handle?
  • Are your questions mainly about orders, or about services that need follow-up from your team?
  • Do you want to configure everything yourself, or receive a prepared assistant?
  • Does the assistant need to recognize your customers and act in your tools?

Our conclusion

Tidio is an excellent start for a small online shop that wants a free or nearly free chat it sets up itself. KernChat is for organizations that want an assistant prepared on their documents, connected to their team and followed up, for a monthly price with no meter.

Tidio's prices are those of its pricing page, checked on 30/10/2026, in dollars and excl. VAT. See also the comparison with Crisp and the article on the cost of an AI assistant.

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Frequently asked questions

How much does Tidio with Lyro cost?
On 30/10/2026, Tidio listed a free plan (50 billable conversations a month), Starter at $24.17 and Growth from $49.17 a month billed yearly, and the Lyro AI agent from $32.50 a month for 50 conversations.
What is a billable conversation at Tidio?
It is the unit Tidio prices its plans on: each plan includes a number of conversations a month, and Lyro has its own quota. What exactly counts is detailed on Tidio's pricing page.

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